Know the score on credit

Britain's Got Talent star Simon Cowell and girl-about-town Kelly Osbourne have both suffered the annoyance of having their credit card rejected at the till. But neither of them have to really worry about the problem of being turned down for credit.

That's not the case for millions of the rest of us - MoneyExpert.com research shows more than 4.1 million credit card bills have been missed in the last six months.

Missing a credit card bill is bad enough and can lead to serious problems - but what can you do if you get turned down for credit in the first place? And why do people get turned down?

It's a matter of knowing the score on credit and MoneyExpert.com can show you how to make sure you are keeping score.